Comprehensive Care
Inpatient, outpatient, maternity, and specialist benefits across a wide provider network.
Health insurance that protects what matters most
From family medical cover to corporate schemes and international plans, APA health insurance helps you access quality care without the stress of unexpected medical bills.
Why choose APA health insurance
Trusted medical cover with a strong provider network, flexible plans, and wellness support for families and organisations.
Family & Corporate
Plans for individuals, families, SMEs, and large organisations with flexible structures.
Cashless Access
Use approved hospitals and clinics with direct billing where panel arrangements apply.
Wellness Support
Preventive care, wellness programmes, and value-added services through APA Wellness.
Our health solutions
Browse family, corporate, and specialist health products — then open a plan to view full details.
Personal
Enhanced Family Health Cover (Jamii Plus)
An all-inclusive healthcare cover designed for your family.
Personal
Family Health Cover (Afya Nafuu)
Accessible, dependable health cover for your loved ones.
Personal
Femina Plus
Special health cover designed around women's cancer-related treatments.
Personal
International Health Cover
Reliable healthcare support that goes beyond borders.
Personal
Enhanced Family Health Cover (Jamii Plus)
An all-inclusive healthcare cover designed for your family.
Personal
Family Health Cover (Afya Nafuu)
Accessible, dependable health cover for your loved ones.
Personal
Femina Plus
Special health cover designed around women's cancer-related treatments.
Personal
International Health Cover
Reliable healthcare support that goes beyond borders.
Business
Corporate Health Cover
Flexible healthcare solutions designed for your workforce.
Business
SME Health Cover
Affordable health solutions built for SMEs and their employees.
Business
International Health
Global medical coverage for corporate employees.
Personal
APA Care (Affordable Health Cover)
Affordable, comprehensive health cover built for your peace of mind.
Solution overview
Explore our health insurance categories and find cover that matches your needs.
Family Health Cover
Affordable inpatient and outpatient cover for you and your loved ones, with optional maternity and dental extensions.
- Jamii Plus — enhanced family health cover
- Afya Nafuu — accessible family plans
- Wide hospital and clinic network
- Optional OPD, maternity, and dental add-ons
Who we cover
Health insurance solutions for individuals, families, and organisations of every size.
Individuals & families
- Parents and dependents seeking family medical cover
- Women looking for specialist cancer and wellness benefits
- Frequent travellers needing international medical protection
Employers & groups
- SMEs providing essential cover for small teams
- Corporates designing comprehensive employee benefit schemes
- Institutions needing structured group medical administration
Frequently Asked Questions
Depending on the plan, cover may include hospitalisation, surgery, outpatient visits, maternity, dental, optical, and emergency treatment. Each product has its own benefit schedule and limits.
APA, Insuring Happiness
Ready to protect your health?
Speak to an advisor or explore plans that fit your family or organisation.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Claim Form
PDF • 1.1 MB
Terms & Conditions
PDF • 1.8 MB
Bima Bamba Insurance Brochure
PDF • 2.4 MB
