1
Inpatient Hospitalisation
Core benefit — hospital bed accommodation, day care surgery, doctors' fees and home nursing (net of SHIF rebate).
Solutions > Corporate Health Cover
Insuring Happiness for Your Team
APA Corporate Health Cover is a comprehensive insurance solution designed for organisations with more than ten employees. It offers flexibility on cost and panel access without compromising the scope of cover — spanning inpatient, outpatien
Comprehensive Employee Cover
Inpatient, outpatient, dental & optical
2,000+ Provider Network
Countrywide panel plus India partners
What is APA Corporate Health Cover?
APA Corporate Health Cover is a comprehensive insurance solution designed for organisations with more than ten employees. It offers flexibility on cost and panel access without compromising the scope of cover — spanning inpatient, outpatient, dental, optical and maternity with no waiting period. Annual maximum benefits range from inpatient KSh 500,000 to KSh 10 million, helping businesses promote a healthier, more productive workforce through preventive care and employee wellness.
Highlights
- Comprehensive healthcare for organisations with more than ten employees and their dependants.
- Inpatient limits from KSh 500,000 to KSh 10 million — mix and match optional outpatient, dental, optical and maternity.
- No waiting period on corporate cover — chronic, maternity and wellness included.
- Wellness programmes, chronic disease management, MUM's Club and Pharma First Care via APA Health.
What is Covered and Not Covered Under Corporate Health Cover?
Toggle between the categories below to understand the comprehensive scope of our cover details.
2
Chronic & Pre-Existing Conditions
Newly diagnosed and pre-existing chronic conditions, congenital, prematurity and neonatal care.
3
Major Treatments
Chemotherapy, radiotherapy, physiotherapy, prescribed drugs, diagnostics and major organ transplant procedures.
4
Maternity & Fertility
Maternity for normal birth and fertility/infertility treatments — no waiting period on corporate cover.
5
Dental & Optical
Non-accident ophthalmologic and dental surgery; optional routine dental and optical consultations.
6
Wellness Check-ups
Wellness check-ups for member and spouse as part of comprehensive employee health cover.
Eligibility & Documentation
Eligibility Criteria
Specifications
Who Qualifies
Organisations with ten (10) or more employees.
Documents
Corporate data gathering form, individual health application forms, member list, KRA PIN and Certificate of Incorporation.
Cover Scope
Inpatient (core), optional outpatient, dental, optical and maternity — Kenya, Tanzania and Uganda.
Rating Basis
Benefit limits selected, population, claims experience and provider network — no medical tests required.
How to Buy APA Corporate Health Cover?
1
Complete a quote request and corporate data gathering form with your member list.
2
Choose inpatient limit and optional benefits — outpatient, dental, optical and maternity.
3
Apply through APA Health Division, a branch or intermediary (healthbd@apainsurance.org or 0709 912 777).
4
Receive your corporate policy covering employees and dependants from commencement date.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Real Stories from Customers Who Trust Our Coverage
Learn why professionals trust our solutions to complete better customer journeys.
“Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.”
Nia Afolayan
Customer Expert
Chioma Nwosu
Customer Success
“The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.”
Jordan Mensah
Growth Manager
Daniel Okoro
Founder
“It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.”
Robert Hayes
Regional Partner
Frequently Asked Questions
Corporate cover has no waiting period.
APA, Insuring Happiness
Manage Your Insurance on the Go
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
+
Health Insurance
Your Health, Our Priority
+
Motor Insurance
Your Family Awaits, Drive Safely
+
Life Insurance
Enjoy every moment you live
“The easiest way to manage my cover.”
— Sarah K., Nairobi
APA, Insuring Happiness
Manage Your Insurance on the Go
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
+
Health Insurance
+
Motor Insurance
+
Life Insurance
“The easiest way to manage my cover.”
— Sarah K., Nairobi
