1
Inpatient Hospitalisation
Standard private room, intensive care, doctors', surgeons' and specialists' fees, surgery and day surgery.
Solutions > International Health Cover
Global Health Cover, Wherever Life Takes You
APA's international health plans provide comprehensive medical insurance with worldwide reach for individuals, families, SMEs and corporates. Through Hollard Health, choose easy-to-understand modular plans built in three steps with ann
Worldwide Cover
In-country, regional & global benefits
Telehealth & Second Opinion
24/7 access via global partners
What is APA International Health Cover?
APA's international health plans provide comprehensive medical insurance with worldwide reach for individuals, families, SMEs and corporates. Through Hollard Health, choose easy-to-understand modular plans built in three steps with annual maximum benefits from $75,000 to $10 million. Discovery Health Global offers international private medical insurance for corporates, SMEs and expatriates across Africa and emerging markets — with in-country, regional and worldwide benefits supported by integrated claims administration and the Vitality wellness programme.
Highlights
- Global health cover for individuals, families, professionals, students and businesses wherever they work and live.
- Hollard Health modular Steps 1–3 with annual maximum benefits from $75,000 to $10 million — mix and match to suit your budget.
- Discovery Health Global plans across Start, Core, Standard and Plus with in-country, regional and worldwide cover.
- Chronic conditions paid in full on Hollard inpatient plans; HealthMov wellness app, Telehealth and Second Medical Opinion included.
What is Covered and Not Covered Under International Health Cover?
Toggle between the categories below to understand the comprehensive scope of our cover details.
2
Maternity & Childbirth
Routine childbirth and maternity complications covered under international plans.
3
Major Treatments
Organ transplant (paid in full), operating theatre, nursing, prescribed drugs, dressings and diagnostics.
4
Diagnostics & Therapy
Pathology, lab, radiology, MRI, CT, PET scans, physiotherapy, speech and occupational therapy.
5
Chronic Conditions
On Hollard plans, chronic conditions are paid in full out of the inpatient plan; Discovery covers chronic illness up to plan limits.
6
Emergency & Evacuation
Ambulance services and emergency evacuation on Discovery Health Global plans where applicable.
Eligibility & Documentation
Eligibility Criteria
Specifications
Who Qualifies
Individuals and families aged 18 to 65; corporates and SMEs with 2+ employees (Discovery: employees 18–70).
Documents
Quote request with name, DOB, nationality, country of residence and contact details; corporates provide group details.
Cover Scope
Hollard modular Steps 1–3 or Discovery GHS tiers — in-country, Africa regional and worldwide options.
Rating Basis
Plan/step selected, benefit option, area of cover and member profile — some plans require no medical tests.
How to Buy APA International Health Cover?
1
Complete a quote request with your details and preferred partner plan (Hollard or Discovery Health Global).
2
Choose your plan step or benefit level and annual maximum benefit option.
3
Apply via the APA Health website, an intermediary, or APA Health Division (healthbd@apainsurance.org / 0709 912 777).
4
Receive your international health policy with worldwide cover from commencement date.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Real Stories from Customers Who Trust Our Coverage
Learn why professionals trust our solutions to complete better customer journeys.
“Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.”
Nia Afolayan
Customer Expert
Chioma Nwosu
Customer Success
“The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.”
Jordan Mensah
Growth Manager
Daniel Okoro
Founder
“It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.”
Robert Hayes
Regional Partner
Frequently Asked Questions
Comprehensive international medical insurance for individuals, families, SMEs and corporates, delivered through our partners Hollard Health and Discovery Health Global — Global Health Solutions, with worldwide reach.
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Your Health, Our Priority
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Enjoy every moment you live
“The easiest way to manage my cover.”
— Sarah K., Nairobi
APA, Insuring Happiness
Manage Your Insurance on the Go
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
+
Health Insurance
+
Motor Insurance
+
Life Insurance
“The easiest way to manage my cover.”
— Sarah K., Nairobi
