Family Protection
Life cover that supports dependants, settles debts, and preserves dignity when it matters most.
Life insurance and savings for every stage of your journey
From protecting your family with term and whole life cover to building wealth through savings plans and securing retirement with pension solutions — APA Life helps you plan with confidence.
Why choose APA Life
Trusted protection, disciplined savings, and retirement planning — with advisors who help you build a plan that lasts.
Savings & Goals
Disciplined savings plans for education, wealth building, and long-term financial milestones.
Retirement Planning
Pension and annuity solutions for individuals, employers, and occupational schemes.
Group & Business
Keyman, credit life, and staff group life cover tailored for organisations and institutions.
Our life solutions
Browse protection, savings, and pension products — then open a plan to view full details.
Personal
Term Assurance
Affordable cover for your family's financial security if the unexpected happens.
Personal
Whole Life
Lifetime financial solution that grows in value and secures your family's future.
Personal
Pumzisha
Financial solutions to help ease funeral-related expenses.
Business
Keyman
Financial security solution for businesses, from loans linked to loss of the key individual.
Personal
Term Assurance
Affordable cover for your family's financial security if the unexpected happens.
Personal
Whole Life
Lifetime financial solution that grows in value and secures your family's future.
Personal
Pumzisha
Financial solutions to help ease funeral-related expenses.
Business
Keyman
Financial security solution for businesses, from loans linked to loss of the key individual.
Business
Loan Guard & Credit Life Insurance (Sacco & MFI's)
Tailored solutions for SACCOs and microfinance institutions.
Business
Staff Group Life Insurance
Group life assurance for your workforce.
Personal
Wealth Builder (Investment Plan)
A savings solution designed to help you build wealth over time.
Personal
Akiba Halisi (Savings Plan)
A simple solution to help you save consistently towards your financial goals.
Solution overview
Explore our life, savings, and pension categories and find solutions that match your goals.
Life Protection
Pure life cover and funeral support to protect your family's financial security if the unexpected happens.
- Term Assurance — affordable cover for a fixed period
- Whole Life — lifelong protection with guaranteed benefits
- Pumzisha — dignified funeral and bereavement support
- Optional riders and flexible payment terms
Who we cover
Life, savings, and pension solutions for individuals, families, and organisations across Kenya.
Individuals & families
- Parents and breadwinners seeking dependant protection
- Savers planning for education, goals, or retirement
- Retirees exploring annuities and drawdown income options
Employers & institutions
- Businesses protecting key personnel and workforces
- SACCOs and MFIs offering credit life to members
- Organisations setting up occupational or umbrella pension schemes
Frequently Asked Questions
Term Assurance provides cover for a fixed period at an affordable premium. Whole Life offers lifelong protection with guaranteed benefits and can build cash value over time.
APA, Insuring Happiness
Ready to secure your family's future?
Speak to an advisor or explore life, savings, and pension plans that fit your goals.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Claim Form
PDF • 1.1 MB
Terms & Conditions
PDF • 1.8 MB
Bima Bamba Insurance Brochure
PDF • 2.4 MB
