Broad Protection
Cover for motor, property, liability, engineering, transit, and specialist business risks.
General insurance solutions for every risk you face
From motor and property to liability and transit, APA offers comprehensive general insurance for individuals and businesses — backed by expert underwriting and responsive claims support.
Why choose APA general insurance
Trusted protection across motor, property, liability, and specialist risks — with expert guidance and responsive claims support.
Personal & Business
Solutions tailored for households, SMEs, corporates, and institutions across Kenya.
Expert Guidance
Advisors help you choose the right cover limits, extensions, and policy structures.
Claims Support
Dedicated claims handling to help you recover quickly when the unexpected happens.
Our general solutions
Browse products across motor, property, liability, engineering, and transit — then open a plan to view full details.
Personal
Personal Accident
Cover against accidental injuries, disability, or death.
Personal
Pet Cover
Insurance coverage for veterinary care and pet-related risks.
Personal
Travel Insurance
Cover for travel-related risks including medical emergencies and trip disruptions.
Personal
Bima Bamba Motor Cover
Comprehensive motor cover with flexible monthly premium payments.
Personal
Personal Accident
Cover against accidental injuries, disability, or death.
Personal
Pet Cover
Insurance coverage for veterinary care and pet-related risks.
Personal
Travel Insurance
Cover for travel-related risks including medical emergencies and trip disruptions.
Personal
Bima Bamba Motor Cover
Comprehensive motor cover with flexible monthly premium payments.
Personal
Motor Private
Solutions for your personal vehicle, covering accidents, fire, theft, or third-party liability.
Personal
Golfers Cover
Specialist cover for golfers against equipment loss and on-course incidents.
Personal
Home Insurance (Domestic Cover)
Protection for your home and household contents against fire, theft and more.
Business
Burglary
Financial protection against losses caused by theft or break-ins.
Solution overview
Explore our general insurance categories and find cover that matches your personal or business risks.
Motor Insurance
Protect personal and commercial vehicles against accident, fire, theft, and third-party liability.
- Motor Private and Motor Commercial options
- Flexible Bima Bamba monthly premium plans
- Comprehensive and third-party cover levels
- Nationwide garage and assessor network
Who we cover
General insurance solutions are available for a wide range of personal and commercial needs.
Individuals & families
- Motor owners and households seeking property protection
- Travelers and lifestyle cover such as golfers or personal accident
- Homeowners protecting buildings and household contents
Businesses & organisations
- SMEs and corporates with motor, property, and liability exposures
- Contractors, manufacturers, and logistics operators
- Institutions needing bonds, guarantees, and specialty cover
Frequently Asked Questions
General insurance covers non-life risks such as motor, property, liability, engineering, and transit. It helps protect your assets and operations against financial loss from insured events.
APA, Insuring Happiness
Need the right general cover?
Speak to an advisor or explore solutions tailored to your personal or business risks.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Claim Form
PDF • 1.1 MB
Terms & Conditions
PDF • 1.8 MB
Bima Bamba Insurance Brochure
PDF • 2.4 MB
