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Core Protection
Essential Akiba Halisi coverage and protection against loss, damage, or liability.
Solutions > Akiba Halisi (Savings Plan)
Akiba Halisi
Akiba Halisi is an anticipated-endowment savings plan designed to help you build a fund over time while giving access to your money at specified intervals to meet your obligations, and assuring a lump sum at a desired age.
Planned Cash Access
Survival payouts at one-third, two-thirds and maturity
Guaranteed Maturity Lump Sum
Build a fund with bonuses at your chosen term
Life Cover Included
Your savings goals stay on track if the unexpected happens
What is Akiba Halisi?
Akiba Halisi is an anticipated-endowment savings plan designed to help you build a fund over time while giving access to your money at specified intervals to meet your obligations, and assuring a lump sum at a desired age. It combines disciplined saving with life cover — policy terms of 6, 9, 12, 15 or 18 years for persons aged 18 to 65, with a maximum maturity age of 70.
Highlights
- Survival benefits: 15% of sum assured at one-third of term, 25% at two-thirds, 60% at end plus bonuses.
- Maturity lump sum with simple reversionary and terminal bonuses (50%).
- Death benefit of 100% of sum assured plus accrued bonus throughout the term.
- Flexible premium frequency and payment methods with optional rider benefits.
- Paid-up and surrender values after 3 years; 15% tax relief on eligible premiums.
What is Covered and Not Covered Under Akiba Halisi (Savings Plan)?
Toggle between the categories below to understand the comprehensive scope of our cover details.
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24/7 Support
Round-the-clock emergency assistance and customer helpline.
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Fast Claim Settlement
Streamlined online claims submission and fast payout process.
Eligibility & Documentation
Eligibility Criteria
Specifications
Entry Age
Persons aged 18 to 64 years
Maximum Maturity Age
70 years
Policy Terms
6, 9, 12, 15 or 18 years
Medical Examination
Required if sum assured above KES 8m or age next birthday 46+
Documentation
Application form, National ID/passport, KRA PIN and premium payment
How to Buy the Akiba Halisi Plan?
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Contact an APA Life agent, broker or visit any APA office to discuss your savings goals.
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Complete the life application form with your chosen term, sum assured and premium frequency.
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Attach your National ID/passport and KRA PIN; complete medical examination where required.
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Receive confirmation — call 0709 912 777 or email insurance@apalife.co.ke for assistance.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Real Stories from Customers Who Trust Our Coverage
Learn why professionals trust our solutions to complete better customer journeys.
“Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.”
Nia Afolayan
Customer Expert
Chioma Nwosu
Customer Success
“The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.”
Jordan Mensah
Growth Manager
Daniel Okoro
Founder
“It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.”
Robert Hayes
Regional Partner
Frequently Asked Questions
Akiba Halisi offers comprehensive protection designed to safeguard you, your family, or your business against financial loss.
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Enjoy every moment you live
“The easiest way to manage my cover.”
— Sarah K., Nairobi
APA, Insuring Happiness
Manage Your Insurance on the Go
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
+
Health Insurance
+
Motor Insurance
+
Life Insurance
“The easiest way to manage my cover.”
— Sarah K., Nairobi
