1
48-Hour Lump-Sum Payout
Pays 100% of the chosen sum assured within 48 hours of a valid claim to meet funeral costs immediately.
Solutions > Pumzisha
A Dignified Farewell, Without the Financial Burden
Pumzisha is a last-expense (funeral) plan that ensures cash is available immediately to meet the costs of a funeral and related expenses – mortuary fees, casket, hearse, flowers, funeral programmes and refreshments. Both individual and fami
Lump Sum Within 48 Hours
Cash when your family needs it most
Covers Your Wider Family
Including your parents and parents-in-law
What is APA Pumzisha?
Pumzisha is a last-expense (funeral) plan that ensures cash is available immediately to meet the costs of a funeral and related expenses – mortuary fees, casket, hearse, flowers, funeral programmes and refreshments. Both individual and family cover are available, and the plan allows you to include your nuclear family together with your parents and parents-in-law. The policy term ranges from 5 to 10 years.
Highlights
- 100% of the sum assured paid within 48 hours of a valid claim.
- Covers your nuclear family plus your parents and parents-in-law.
- Extra value: accidental death, family cushion, hospitalisation and cash-back benefits.
- Sum assured options from KSh 50,000 to KSh 500,000, with 15% tax relief.
What is Covered and Not Covered Under Pumzisha?
Toggle between the categories below to understand the comprehensive scope of our cover details.
2
Funeral & Related Expenses
Cash to cover mortuary fees, casket, hearse, flowers, funeral programmes and refreshments.
3
Wide Family Cover
Covers your nuclear family and extends to your parents and parents-in-law under one plan.
4
Flexible Sum Assured
Choose a sum assured of KSh 50,000, 70,000, 100,000, 200,000, 300,000 or 500,000.
5
Individual or Family Cover
Take the plan on an individual basis or as family cover, adding members as your needs grow.
6
Flexible Policy Term
A policy term of 5 to 10 years, with premiums payable monthly or annually.
Eligibility & Documentation
Eligibility Criteria
Specifications
Life Assured & Spouse
Can join between 18 and 69 years.
Children
Covered from 0 to 25 years (with education proof rule).
Parents & Parents-in-Law
Can be included between 40 and 69 years.
Policy Term
A term of 5 to 10 years, paid monthly or annually.
How to Buy APA Pumzisha?
1
Complete the Pumzisha proposal form, choose your sum assured, and list the dependants to be covered.
2
Attach a copy of your National ID/passport and KRA PIN for the members being covered.
3
Pay your premium via M-Pesa Paybill 527600, banker's order, direct debit, check-off or cheque.
4
APA Life issues your policy, ready to pay a lump sum within 48 hours of a valid claim.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Real Stories from Customers Who Trust Our Coverage
Learn why professionals trust our solutions to complete better customer journeys.
“Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.”
Nia Afolayan
Customer Expert
Chioma Nwosu
Customer Success
“The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.”
Jordan Mensah
Growth Manager
Daniel Okoro
Founder
“It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.”
Robert Hayes
Regional Partner
Frequently Asked Questions
APA Pumzisha is a last-expense (funeral) plan that pays a lump sum, within 48 hours of a valid claim, to cover funeral and related expenses for you and your family.
APA, Insuring Happiness
Manage Your Insurance on the Go
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
+
Health Insurance
Your Health, Our Priority
+
Motor Insurance
Your Family Awaits, Drive Safely
+
Life Insurance
Enjoy every moment you live
“The easiest way to manage my cover.”
— Sarah K., Nairobi
APA, Insuring Happiness
Manage Your Insurance on the Go
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
+
Health Insurance
+
Motor Insurance
+
Life Insurance
“The easiest way to manage my cover.”
— Sarah K., Nairobi
