Term Assurance
Pure life protection for your dependants
- 100% sum assured on death
- Flexible five to twenty years
Solutions > Insure > Personal > Protect Who You Love > Life Insurance
What is Life Insurance?
Life insurance helps protect your family's financial future if you pass away or face a serious insured event. It can support education costs, loan repayments, business continuity, and day-to-day living expenses for dependants — giving you peace of mind that the people who depend on you are protected.
- Lump-sum benefits for your dependants.
- Flexible terms and optional riders.
- Tax relief on qualifying premiums.
- Compare cover, benefits and eligibility.
The Right Protection Starts Here
Choose pure protection, lifelong cover, or funeral support tailored to your family's needs.
Coverage Plans
Explore APA Life protection plans for dependants, inheritance and dignified funeral cover.
Browse
Browse plan options below to view benefits, limits and eligibility.
Whole Life
Lifelong protection and guaranteed inheritance
- Guaranteed lump-sum inheritance
- Pay five to fifteen years
Pumzisha
Dignified funeral cover for your family
- Lump sum within forty-eight hours
- Covers wider family members
Real Stories from Customers Who Trust Our Coverage
Learn why professionals trust our solutions to complete better customer journeys.
“Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.”
Nia Afolayan
Customer Expert
Chioma Nwosu
Customer Success
“The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.”
Jordan Mensah
Growth Manager
Daniel Okoro
Founder
“It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.”
Robert Hayes
Regional Partner
