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Theft by Forcible Entry
Loss of or damage to insured property by theft following actual, forcible and violent entry or exit.
Solutions > Burglary
Protect Your Business Against Theft & Break-Ins
Burglary Insurance indemnifies you for loss of or damage to insured property caused by theft following actual, forcible and violent entry into or exit from the premises, as well as damage to the premises caused by such entry or attempt. Ind
Theft & Break-In Cover
Protection for your business stock and contents
Hold-Up & RSCC Extensions
Flexible buy-back cover for added risks
What is Burglary Insurance?
Burglary Insurance indemnifies you for loss of or damage to insured property caused by theft following actual, forcible and violent entry into or exit from the premises, as well as damage to the premises caused by such entry or attempt. Indemnity may be by cash, repair, reinstatement or replacement. The policy is typically written alongside a fire policy and can be extended to cover 'hold-up' and Riot, Strike & Civil Commotion (RSCC).
Highlights
- Indemnifies your business against theft following forcible, violent entry or exit.
- Covers damage to your premises caused by the break-in or an attempt.
- Flexible cover on a full-value or first-loss basis for stock and contents.
- Buy-back extensions for hold-up and Riot, Strike & Civil Commotion.
What is Covered and Not Covered Under Burglary?
Toggle between the categories below to understand the comprehensive scope of our cover details.
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Damage to Premises
Damage to your premises occasioned by such forcible entry, exit or an attempt at it.
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Flexible Indemnity
Indemnity by cash, repair, reinstatement or replacement – whichever suits the loss.
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Business Stock & Contents
Protects your business stock and contents on a full-value or first-loss basis.
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Full-Value or First-Loss
Insure the full value of property or set a first-loss limit to suit your exposure.
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IRA Standard Wording
Issued on the IRA standardised burglary wording as part of APA's commercial property suite.
Eligibility & Documentation
Eligibility Criteria
Specifications
Who Qualifies
Businesses and property owners – supermarkets, offices, hardwares, factories, warehouses and shops.
Fire Policy
A supporting fire policy must be in place.
Documents
Completed proposal form with declared values / sums insured.
Security Details
Details of your security measures (alarm, CCTV, watchman).
How to Buy APA Burglary Insurance?
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Ensure you have a supporting fire policy in place for your premises.
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Complete the burglary proposal form with your declared values and security details.
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Buy through an APA branch or intermediary (call 0709 912 777 or email info@apainsurance.org).
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Your cover is issued alongside your fire policy, protecting your stock and contents.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Real Stories from Customers Who Trust Our Coverage
Learn why professionals trust our solutions to complete better customer journeys.
“Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.”
Nia Afolayan
Customer Expert
Chioma Nwosu
Customer Success
“The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.”
Jordan Mensah
Growth Manager
Daniel Okoro
Founder
“It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.”
Robert Hayes
Regional Partner
Frequently Asked Questions
Loss of or damage to insured property caused by theft involving actual forcible and violent entry into or exit from your premises, plus damage to the premises from such entry.
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“The easiest way to manage my cover.”
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APA, Insuring Happiness
Manage Your Insurance on the Go
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
+
Health Insurance
+
Motor Insurance
+
Life Insurance
“The easiest way to manage my cover.”
— Sarah K., Nairobi
