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Golf Equipment
Covers your clubs, bags and trolleys against loss and damage.
Solutions > Golfers Cover
Total Peace of Mind – On and Off the Course
APA Golfer's Insurance is a specialist policy for both amateur and professional players, providing protection on and off the golf course. It covers your golf equipment, your personal effects, your legal liability to other players, caddies a
Equipment, Liability & PA
All-in-one specialist golfer's cover
Hole-in-One Benefit
Celebrate in style at the 19th hole
What is APA Golfer's Insurance?
APA Golfer's Insurance is a specialist policy for both amateur and professional players, providing protection on and off the golf course. It covers your golf equipment, your personal effects, your legal liability to other players, caddies and spectators, personal accident while playing, and a hole-in-one benefit. Many household policies exclude golfing public liability – this policy gives you the extensive, specialist protection a golfer needs.
Highlights
- Specialist cover for amateur and professional golfers, on and off the course.
- Protects your equipment, kit, third-party liability and personal accident in one policy.
- Celebratory hole-in-one benefit up to KSh 100,000 for the 19th-hole drinks.
- Covers golfing public liability that many household policies exclude.
What is Covered and Not Covered Under Golfers Cover?
Toggle between the categories below to understand the comprehensive scope of our cover details.
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Personal Effects
Protects your personal kit against fire and theft while on the course.
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Third-Party Liability
Legal liability for death or injury to another player, caddy or spectator, and third-party property damage.
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Personal Accident
Cover for injury or death sustained while you are playing golf.
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Hole-in-One Benefit
Celebrates that elusive hole-in-one with a benefit for the customary round at the 19th hole.
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Caddies' Medical Expenses
Covers medical expenses for caddies, so your playing partners are looked after too.
Eligibility & Documentation
Eligibility Criteria
Specifications
Who Qualifies
Both amateur and professional golfers.
Choose an Option
Select Option A (higher limits) or Option B when you apply.
Application
Complete the Golfer's application form and submit it to an APA office.
Premium
Option A: KSh 8,704 or Option B: KSh 5,063, inclusive of levies.
How to Buy APA Golfer's Insurance?
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Download and complete the APA Golfer's Insurance application form.
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Choose your cover option – Option A (higher limits) or Option B.
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Submit the form to your nearest APA office (call 0709 912 777 or email insurance@apalife.co.ke).
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APA confirms your cover, so you can play your best game with complete confidence.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Real Stories from Customers Who Trust Our Coverage
Learn why professionals trust our solutions to complete better customer journeys.
“Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.”
Nia Afolayan
Customer Expert
Chioma Nwosu
Customer Success
“The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.”
Jordan Mensah
Growth Manager
Daniel Okoro
Founder
“It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.”
Robert Hayes
Regional Partner
Frequently Asked Questions
Both amateur and professional golfers who want specialist protection on and off the course.
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“The easiest way to manage my cover.”
— Sarah K., Nairobi
APA, Insuring Happiness
Manage Your Insurance on the Go
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
+
Health Insurance
+
Motor Insurance
+
Life Insurance
“The easiest way to manage my cover.”
— Sarah K., Nairobi
