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Breach of Fiduciary Duty
Legal liability for breach of fiduciary duty in the course of administering a trust.
Solutions > Trustee Liability
Protect Your Trustees From Fiduciary Duty Claims
Trustees Liability insurance protects trustees from claims for damages that may arise as they discharge their duties as managers and administrators of employee pension schemes and other trusts. It covers legal action from interested parties
Fiduciary Duty Cover
Protection against breach of trust claims
Legal Costs & Penalties
Court costs and penalties included
What is Trustees Liability Insurance?
Trustees Liability insurance protects trustees from claims for damages that may arise as they discharge their duties as managers and administrators of employee pension schemes and other trusts. It covers legal action from interested parties for breach of fiduciary duty — including breach of trust, statutory breaches, error & omission and maladministration — plus legal costs and penalties awarded by the court.
Highlights
- Protects trustees against legal action for breach of fiduciary duty in trust administration.
- Covers breach of trust, statutory breaches, error & omission and maladministration.
- Includes liability for theft, fraud, dishonesty and computer/commercial crime.
- Available for pension trusts, family trusts, share schemes, estate trusts and more.
What is Covered and Not Covered Under Trustee Liability?
Toggle between the categories below to understand the comprehensive scope of our cover details.
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Breach of Trust
Claims arising from breach of trust, error & omission and maladministration.
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Statutory Breaches
Breach of statutory provisions — e.g. failure to file (or file in time) returns with the regulator.
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Theft, Fraud & Dishonesty
Liability for acts of theft, fraud and dishonesty in trust administration.
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Computer / Commercial Crime
Cover extends to computer and commercial crime exposures.
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Legal Costs & Penalties
Legal costs and penalties awarded by the court in connection with covered claims.
Eligibility & Documentation
Eligibility Criteria
Specifications
Who Qualifies
Employer companies (pension trusts), corporate trustees, scheme administrators, heirs, estate trusts and legal representatives.
Documents
Completed proposal form detailing trust type, scope, qualifications and claims history.
Cover Scope
Breach of fiduciary duty, statutory breaches, error & omission, maladministration and related exposures.
Rating Basis
Trust type, fund size, limit of liability, number of trustees and claims history.
How to Buy APA Trustees Liability?
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Complete the Trustees Liability proposal form with your trust details and fund amount.
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Declare your role, qualifications, claims history and required limit of indemnity.
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Buy through an APA branch or intermediary (call 0709 912 777 or email info@apainsurance.org).
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Receive your policy protecting your trustees and trust administration.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Real Stories from Customers Who Trust Our Coverage
Learn why professionals trust our solutions to complete better customer journeys.
“Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.”
Nia Afolayan
Customer Expert
Chioma Nwosu
Customer Success
“The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.”
Jordan Mensah
Growth Manager
Daniel Okoro
Founder
“It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.”
Robert Hayes
Regional Partner
Frequently Asked Questions
Legal liability for breach of fiduciary duty in administering a trust — including breach of trust, statutory breaches, error & omission, maladministration, theft/fraud/dishonesty and computer/commercial crime — plus legal costs and court penalties.
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“The easiest way to manage my cover.”
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APA, Insuring Happiness
Manage Your Insurance on the Go
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
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Health Insurance
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Motor Insurance
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Life Insurance
“The easiest way to manage my cover.”
— Sarah K., Nairobi
