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Money in Transit
Loss of money while being transported between premises, banks, branches or customers – robbery, theft, hold-up and accidental loss.
Solutions > Money
Protect Your Business Money From Theft & Robbery
Money Insurance protects your business or organisation against loss of money due to theft, robbery, burglary or accidental causes – while it is in transit, in safes, in cash offices, at your business premises or in the custody of authorised
Cash & Transit Cover
Money in transit, in safes and on premises
Hold-Up & Robbery Protection
Cover against violent theft and armed robbery
What is Money Insurance?
Money Insurance protects your business or organisation against loss of money due to theft, robbery, burglary or accidental causes – while it is in transit, in safes, in cash offices, at your business premises or in the custody of authorised employees. Subject to policy wording, it may cover cash notes and coins, cheques, bank drafts, postal orders, money orders, negotiable instruments, revenue stamps and payment vouchers.
Highlights
- Covers money in transit, in safes, in cash offices and on your premises.
- Protects against robbery, theft, hold-up and accidental loss.
- Covers money in the custody of your authorised employees.
- Covers physical damage to safes and strongrooms during theft.
What is Covered and Not Covered Under Money?
Toggle between the categories below to understand the comprehensive scope of our cover details.
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Money in Safe
Money stored in locked safes, strongrooms and vaults within your insured premises.
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Money on Premises
Cash held at your business premises during operational hours.
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Cash Registers & Drawers
Cash kept in tills, drawers or point-of-sale systems.
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Hold-Up & Armed Robbery
Protection against violent theft involving threats or the use of force.
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Damage to Safe / Strongroom
Physical damage caused during attempted or actual theft – including safe, door and lock damage.
Eligibility & Documentation
Eligibility Criteria
Specifications
Who Qualifies
Businesses and property owners – supermarkets, offices, hardwares, factories, warehouses and shops.
Documents
Completed proposal form with declared values / sums insured.
Cover Scope
Values for money in transit, in safes, in cash offices, on premises or with authorised employees.
Underwriting
Rating depends on your internal controls and the nature of your business.
How to Buy APA Money Insurance?
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Complete the Money Insurance proposal form with your declared values and limits.
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Submit details of your internal controls and money-handling procedures.
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Buy through an APA branch or intermediary (call 0709 912 777 or email info@apainsurance.org).
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Receive your policy covering money in transit, in safes and on premises.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Real Stories from Customers Who Trust Our Coverage
Learn why professionals trust our solutions to complete better customer journeys.
“Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.”
Nia Afolayan
Customer Expert
Chioma Nwosu
Customer Success
“The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.”
Jordan Mensah
Growth Manager
Daniel Okoro
Founder
“It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.”
Robert Hayes
Regional Partner
Frequently Asked Questions
Money in transit between locations, money in safes and strongrooms, cash on your premises during business hours, cash in tills and drawers, loss due to hold-up or armed robbery, and physical damage to safes or strongrooms during theft.
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“The easiest way to manage my cover.”
— Sarah K., Nairobi
APA, Insuring Happiness
Manage Your Insurance on the Go
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
+
Health Insurance
+
Motor Insurance
+
Life Insurance
“The easiest way to manage my cover.”
— Sarah K., Nairobi
