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Cargo Loss or Damage
Covers physical loss of or damage to cargo goods during maritime and connected land/air transit journeys.
Solutions > Marine
Protect Your Cargo On Every Voyage From Port To Port
Goods in transit face many perils. Marine insurance covers goods, freight and other interests against loss or damage during transport, protecting cargo on its journey from origin to destination. APA offers marine cargo cover (including open
Cargo & Vessel Coverage
Protects goods from maritime perils and vessels under specialized hull cover.
Open Policy Options
Convenient annual policies for regular shippers and traders to easily declare loads.
What is Marine Insurance?
Goods in transit face many perils. Marine insurance covers goods, freight and other interests against loss or damage during transport, protecting cargo on its journey from origin to destination. APA offers marine cargo cover (including open/annual policies for regular shippers) and marine hull cover for vessels, against the perils of transit and the sea.
Highlights
- Covers goods, cargo, and freight interests against transit perils.
- Sinking, collision, jettison, fire, and general average coverages.
- Open/annual policy convenience for regular importers and exporters.
- Special marine hull options for ships, yachts, and fishing vessels.
- Underwritten by APA Insurance (Uganda) Ltd and regulated by the IRA.
What is Covered and Not Covered Under Marine?
Toggle between the categories below to understand the comprehensive scope of our cover details.
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Fire & Explosion Risks
Covers damage to goods resulting from accidental fires or explosions aboard the vessel or at port.
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Sinking or Stranding
Indemnifies loss of cargo caused by conveying vessel strandings, groundings, capsizings, or sinkings.
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Sinking & Collision
Covers damage arising from collisions or contacts of the cargo vessel with external structures or other ships.
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Cargo Jettison
Covers loss of cargo items deliberately thrown overboard to lighten the vessel in emergency distress situations.
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General Average Sacrifice
Covers proportional general average contributions and salvage costs incurred to save cargo from maritime peril.
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Loading & Unloading Perils
Covers physical damage to cargo occurring during loading or unloading operations at shipping ports or warehouses.
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Marine Hull Risks
Provides physical damage protection for vessel structures, machinery, hulls, and operational gear.
Eligibility & Documentation
Eligibility Criteria
Specifications
Eligible Parties
Importers, exporters, traders, and vessel owners operating in Uganda.
Requirements
Completed marine proposal (cargo or hull) with cargo/vessel description, value, voyage route, packing, and conveyance.
Premium Rating
Rated on cargo/vessel category and value, packing standards, voyage route, conveyance, and loss history.
Key Exclusions
Inherent vice, insufficient packing, ordinary wear and tear, deliberate misconduct, and war/strikes.
How to Buy Marine Cover?
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Complete the marine cargo or hull proposal form detailing your shipment type and vessel specifications.
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Choose between a single-voyage policy or an annual open policy contract for regular shipping.
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Review quotation terms structured on your voyage routes, packaging, and cargo values.
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Complete premium payment, secure your policy schedule, and initiate your marine transit protection.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Real Stories from Customers Who Trust Our Coverage
Learn why professionals trust our solutions to complete better customer journeys.
“Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.”
Nia Afolayan
Customer Expert
Chioma Nwosu
Customer Success
“The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.”
Jordan Mensah
Growth Manager
Daniel Okoro
Founder
“It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.”
Robert Hayes
Regional Partner
Frequently Asked Questions
It covers the loss of or damage to your cargo in transit (and vessels under hull cover) from maritime and transit perils, from origin to destination.
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“The easiest way to manage my cover.”
— Sarah K., Nairobi
APA, Insuring Happiness
Manage Your Insurance on the Go
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
+
Health Insurance
+
Motor Insurance
+
Life Insurance
“The easiest way to manage my cover.”
— Sarah K., Nairobi
