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Solutions > Insure > Business > Protect Your Business > Liability

What is Liability Insurance?

Liability insurance protects your business and its leaders against legal claims for injury, property damage, professional negligence and wrongful acts. APA offers specialised covers for professionals, directors and officers, medical practitioners, trustees, public exposures and product defects — helping you defend claims, settle disputes and continue operating with confidence.

Highlights
  • Professional and public liability.
  • Directors officers and trustees.
  • Defence costs and settlements.
  • Compare benefits limits and eligibility.
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The Right Protection Starts Here

Shield your business, leaders and professional reputation against legal liability with tailored APA cover.

Speak to an Advisor

Coverage Plans

Explore APA liability protection plans for businesses — from professional indemnity and public liability to directors, medical and product covers.

Browse plans

Browse plan options below to view benefits, limits and eligibility.

Professional Indemnity

Cover for professional errors and omissions

  • Professional errors and omissions
  • Defence costs and settlements

Public Liability

Third-party injury and damage cover

  • Third-party injury and damage
  • Business activities territory

Real Stories from Customers Who Trust Our Coverage

Learn why professionals trust our solutions to complete better customer journeys.

Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.

Nia Afolayan

Customer Expert

Chioma Nwosu

Customer Success

The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.

Jordan Mensah

Growth Manager

Daniel Okoro

Founder

It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.

Robert Hayes

Regional Partner

Liability Insurance | APA Insurance