1
Vehicle Collision & Rollover
Covers physical loss or damage to cargo directly caused by carrier collision, overturning, or road accidents.
Solutions > Goods in Transit (GIT)
Protect Your Goods On The Move From Start To Finish
Your goods are vulnerable every time they leave your premises. The APA Goods in Transit insurance covers physical loss or damage to your property while it is being transported by the declared carrying vehicles, including the critical risks
All-Risks Transit Cover
Protects declared goods from accident, collision, fire, and hijacking risks during road transport.
Loading & Unloading Included
Core benefit covers accidental damage to goods while being loaded onto or unloaded from carriers.
What is Goods in Transit Insurance?
Your goods are vulnerable every time they leave your premises. The APA Goods in Transit insurance covers physical loss or damage to your property while it is being transported by the declared carrying vehicles, including the critical risks of loading and unloading.
Highlights
- Covers goods, cargo, and packages against all-risks transit perils.
- Sinking, collision, fire, theft, and hijacking coverages.
- Loading and unloading risks are fully included.
- Custom carriage limits designed for your specific vehicles.
- Underwritten by APA Insurance (Uganda) Ltd and regulated by the IRA.
What is Covered and Not Covered Under Goods in Transit (GIT)?
Toggle between the categories below to understand the comprehensive scope of our cover details.
2
Theft & Armed Robbery
Covers loss of goods during transit resulting from theft, hijacking, pilferage, or robbery.
3
Loading & Unloading Risks
Protects goods against accidental drops, breaks, or damage during loading on or unloading from transit carriers.
4
Fire & Explosion Perils
Covers cargo damage resulting from accidental vehicle fire, lightning, or explosions during transit.
5
River Ferry Sinking
Covers transit cargo against sinking or capsizing of carrying vehicles during river crossings in Uganda.
6
Rain & Water Damage
Covers damage caused by rain or flood water, provided reasonable cargo shielding measures were applied.
7
Debris Removal Costs
Reimburses costs for clearing cargo wreckage or debris from roads following a covered vehicle accident.
8
Temporary Staging Risks
Covers goods during brief transit storage or overnight staging at secure depots along the route.
Eligibility & Documentation
Eligibility Criteria
Specifications
Eligible Parties
Businesses and transporters moving their own or others' goods by road in Uganda.
Requirements
Completed Goods in Transit proposal declaring the property, values, carrying vehicles, and routes.
Premium Rating
Rated on cargo type and vulnerability, carrying vehicle details, transit routes, and loss history.
Key Exclusions
Inherent vice, insufficient packing, ordinary wear and tear, and war/terrorism unless specifically covered.
How to Buy Goods in Transit Cover?
1
Complete the Goods in Transit proposal form detailing your goods category, carrying vehicles, and routes.
2
Select your required limit per carrying vehicle matching your maximum shipment load sizes.
3
Review the customized transit premium quote calculated on your logistics risk profile.
4
Confirm details, complete premium payment, and bind your goods in transit coverage.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Real Stories from Customers Who Trust Our Coverage
Learn why professionals trust our solutions to complete better customer journeys.
“Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.”
Nia Afolayan
Customer Expert
Chioma Nwosu
Customer Success
“The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.”
Jordan Mensah
Growth Manager
Daniel Okoro
Founder
“It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.”
Robert Hayes
Regional Partner
Frequently Asked Questions
All-risks physical loss of or damage to your declared goods while in transit by the declared means of conveyance, including loading and unloading.
APA, Insuring Happiness
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Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
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Your Health, Our Priority
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Your Family Awaits, Drive Safely
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Enjoy every moment you live
“The easiest way to manage my cover.”
— Sarah K., Nairobi
APA, Insuring Happiness
Manage Your Insurance on the Go
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
+
Health Insurance
+
Motor Insurance
+
Life Insurance
“The easiest way to manage my cover.”
— Sarah K., Nairobi
