Fire & Peril
Foundation cover for commercial property
- Fire lightning and explosion
- Special perils extensions
Solutions > Insure > Business > Protect Your Business > Fire
What is Fire Insurance?
Fire insurance protects your business buildings, stock and contents against loss from fire, lightning, explosion and a wide range of special perils. APA offers foundation Fire & Perils cover for commercial property and versatile Asset All Risks protection that combines fire, theft, machinery breakdown and business interruption in one policy — helping you recover quickly and keep trading.
- Fire lightning and special perils.
- Buildings stock and contents cover.
- Reinstatement-value and extensions.
- Compare benefits limits and eligibility.
The Right Protection Starts Here
Protect your premises, stock and business assets against fire and allied perils with tailored APA cover.
Coverage Plans
Explore APA fire and property protection plans for businesses — from foundation Fire & Perils to all-in-one Asset All Risks.
Browse plans
Browse plan options below to view benefits, limits and eligibility.
Real Stories from Customers Who Trust Our Coverage
Learn why professionals trust our solutions to complete better customer journeys.
“Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.”
Nia Afolayan
Customer Expert
Chioma Nwosu
Customer Success
“The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.”
Jordan Mensah
Growth Manager
Daniel Okoro
Founder
“It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.”
Robert Hayes
Regional Partner
