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What is Engineering Insurance?

Engineering insurance protects construction and civil engineering projects against sudden, unforeseen physical loss or damage on site — covering contract works, plant, equipment, materials and third-party liability. APA Contractors' All Risks (CAR) provides a single all-risks policy for the full project duration, helping principals and contractors complete builds with confidence.

Highlights
  • Contractors all risks cover.
  • Site plant and materials protection.
  • Third-party liability included.
  • Compare benefits limits and eligibility.
Engineering hero

The Right Protection Starts Here

Protect your construction projects, plant and third-party exposures with tailored APA engineering cover.

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Coverage Plans

Explore APA engineering protection plans for businesses — from Contractors' All Risks for building and civil projects.

Browse plans

Browse plan options below to view benefits, limits and eligibility.

Contractors All Risks

All-risks cover for construction projects

  • Sudden unforeseen loss on site
  • Plant equipment and materials

Contractors All Risks

Building and civil engineering projects face complex risks beyond any contractor's control. The APA Contractors' All Risks (CAR) policy is a specialist engineer

  • Project Property Protection
  • Legal Liability Indemnity

Machinery Breakdown

A major machine failure can halt your business operations in minutes. The APA Machinery Breakdown Insurance policy is a specialist engineering cover that protec

  • Broad Mechanical & Electrical Cover
  • Optional Loss of Profits (MBLOP)

Real Stories from Customers Who Trust Our Coverage

Learn why professionals trust our solutions to complete better customer journeys.

Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.

Nia Afolayan

Customer Expert

Chioma Nwosu

Customer Success

The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.

Jordan Mensah

Growth Manager

Daniel Okoro

Founder

It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.

Robert Hayes

Regional Partner

Engineering Insurance | APA Insurance