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Forcible Entry Theft
Loss of or damage to insured property resulting from theft following violent and forcible entry into the premises.
Solutions > Burglary
Protect Your Business Property Against Theft
Crime shouldn't cost you your business. The APA Burglary Insurance policy indemnifies or compensates you for loss of or damage to insured commercial property by theft following violent and forcible entry into or exit from your business prem
Commercial Asset Protection
Compensates for loss/damage to business assets (stocks, tools, fittings) from theft
Efficient First-Loss Options
Insure up to a single-incident theft limit to keep your premium costs efficient
What is APA Burglary Insurance?
Crime shouldn't cost you your business. The APA Burglary Insurance policy indemnifies or compensates you for loss of or damage to insured commercial property by theft following violent and forcible entry into or exit from your business premises, or any attempted threat or hold-up. Items such as business stocks, furniture, office equipment, tools, and spares are covered on a declared-value basis. For businesses where a total loss is highly unlikely, a first-loss basis cover is also available, keeping your premium costs highly efficient.
Highlights
- Indemnifies for loss/damage by theft following forcible entry or exit.
- Covers physical damage to buildings and doors during a burglary attempt.
- First-loss options available where total loss is not foreseeable.
- Flexible declared-value schedules for stocks, tools, and inventory.
- Underwritten by APA Insurance (Uganda) Ltd and regulated by the IRA.
What is Covered and Not Covered Under Burglary?
Toggle between the categories below to understand the comprehensive scope of our cover details.
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Forcible Exit Theft
Loss or damage arising from theft where the perpetrators broke out of the premises using force and violence.
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Premises Damage
Covers physical damage caused to the walls, doors, windows, and security gates during a break-in or attempt.
4
Armed Holdup & Threat
Covers losses resulting from theft accompanied by acts of violence or direct threats to employees.
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Stock-in-Trade Protection
Covers retail items, raw materials, finished goods, and work-in-progress inventory stored in the premises.
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Furniture, Fixtures & Fittings
Protects interior office furniture, built-in display racks, lights, and standard business fittings.
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Tools, Spares & Machinery
Covers tools, equipment, spare parts, and specialized machinery against theft or attempted theft damage.
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Attempted Burglary Damage
Covers repair costs for lock systems, glass panes, or roller shutters damaged during a failed break-in attempt.
Eligibility & Documentation
Eligibility Criteria
Specifications
Principal & Assets
Businesses, shops, warehouses, offices, and property owners in Uganda.
Requirements
Completed proposal form, declared asset values, and security details.
Co-insurance
Typically written alongside a fire policy; standard security warranties apply.
Excluded Theft
Theft without forced entry/exit, or thefts involving staff collusion are excluded.
How to Buy Burglary Insurance?
1
Submit your business details and selected cover basis via the quote request form.
2
Provide your inventory values, stock declarations, and security setup details.
3
Review the detailed premium quotation calculated on your declared assets and risk level.
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Confirm proposal details, complete premium payment, and secure your business assets.
Everything You Need, All in One Place
Access policy documents, claim forms, renewals, and important resources anytime.
Real Stories from Customers Who Trust Our Coverage
Learn why professionals trust our solutions to complete better customer journeys.
“Support became faster, clearer, and more consistent across every customer touchpoint. It changed how we interact with our clients.”
Nia Afolayan
Customer Expert
Chioma Nwosu
Customer Success
“The onboarding was smooth from day one, and our team saw measurable results quickly. It gave us a much faster customer journey.”
Jordan Mensah
Growth Manager
Daniel Okoro
Founder
“It helped us create a better customer journey without adding complexity for the team, keeping all departments aligned.”
Robert Hayes
Regional Partner
Frequently Asked Questions
Loss of or damage to your insured property by theft following violent and forcible entry into or exit from your premises, or an attempted threat or hold-up.
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“The easiest way to manage my cover.”
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APA, Insuring Happiness
Manage Your Insurance on the Go
Experience the future of insurance management. Our mobile app provides a seamless digital curator experience for your policies, claims, and peace of mind.
APA, Insuring Happiness
What would you like to protect?
+
Health Insurance
+
Motor Insurance
+
Life Insurance
“The easiest way to manage my cover.”
— Sarah K., Nairobi
